{"id":6073,"date":"2022-12-21T10:14:32","date_gmt":"2022-12-21T15:14:32","guid":{"rendered":"https:\/\/test.axxima.ca\/?p=6037"},"modified":"2023-07-28T14:52:16","modified_gmt":"2023-07-28T19:52:16","slug":"cyber-insurance-for-municipalities-what-you-need-to-know","status":"publish","type":"post","link":"https:\/\/www.axxima.ca\/fr\/blog\/cyber-insurance-for-municipalities-what-you-need-to-know\/","title":{"rendered":"L\u2019assurance cyberrisques pour les municipalit\u00e9s: Ce qu\u2019il faut savoir"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"6073\" class=\"elementor elementor-6073\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b4c92fd she-header-yes elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b4c92fd\" data-element_type=\"section\" data-settings=\"{&quot;transparent&quot;:&quot;yes&quot;,&quot;transparent_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;scroll_distance&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:60,&quot;sizes&quot;:[]},&quot;scroll_distance_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;scroll_distance_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;she_offset_top&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;she_offset_top_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;she_offset_top_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;she_width&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:100,&quot;sizes&quot;:[]},&quot;she_width_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;she_width_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;she_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:0,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:0,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;she_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;she_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true}}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f33250a\" data-id=\"f33250a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8fb7239 elementor-invisible elementor-widget elementor-widget-eael-creative-button\" data-id=\"8fb7239\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"eael-creative-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"eael-creative-button-wrapper\">\n\n            <a class=\"eael-creative-button eael-creative-button--wayra\" href=\"https:\/\/www.axxima.ca\/fr\/blog\/\" data-text=\"Blog\">\n\n\t    \n                <div class=\"creative-button-inner\">\n\n                                            <span class=\"eael-creative-button-icon-left\"><i aria-hidden=\"true\" class=\"icon icon-left-arrows\"><\/i><\/span>                    \n                    <span class=\"cretive-button-text\">Retour<\/span>\n\n                                    <\/div>\n\t                        <\/a>\n        <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a5ceab0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a5ceab0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0433ba5\" data-id=\"0433ba5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0163194 elementor-widget elementor-widget-spacer\" data-id=\"0163194\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9ca7819 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9ca7819\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a746b48\" data-id=\"a746b48\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-204ee86 elementor-widget elementor-widget-heading\" data-id=\"204ee86\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">L\u2019assurance cyberrisques pour les municipalit\u00e9s: Ce qu\u2019il faut savoir<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b4d6d4b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b4d6d4b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dc9e0e5\" data-id=\"dc9e0e5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a7f20fc elementor-widget elementor-widget-text-editor\" data-id=\"a7f20fc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Alors que les polices d\u2019assurance cyberrisques sont sur le march\u00e9 depuis d\u00e9j\u00e0 quelque temps, ce n'est que r\u00e9cemment que les organisations les consid\u00e8rent comme une n\u00e9cessit\u00e9. Au Canada, les cyberattaques \u00e0 travers le pays ont augment\u00e9 de 50 % en 2021.<\/p><p>Les entreprises priv\u00e9es ne sont pas les seules prises pour cibles. De plus en plus, les municipalit\u00e9s sont cibl\u00e9es par des \u00ab cyberpirates \u00bb qui tentent de saboter leur site web, de voler des donn\u00e9es confidentielles ou font des tentatives d\u2019hame\u00e7onnages dans le but de demander des ran\u00e7ons importantes.<\/p><p>Les polices en assurance cyberrisques sont sp\u00e9cifiquement con\u00e7ues pour aider les organisations telles que les municipalit\u00e9s \u00e0 g\u00e9rer les co\u00fbts associ\u00e9s \u00e0 ces incidents. Ces polices d\u2019assurance couvrent un large \u00e9ventail de co\u00fbts tels que les frais juridiques associ\u00e9s aux atteintes \u00e0 la vie priv\u00e9e, les co\u00fbts de r\u00e9ponse reli\u00e9s aux incidents de s\u00e9curit\u00e9 du r\u00e9seau, etc.<\/p><p>Cet article approfondira vos connaissances sur l\u2019assurance cyberrisques pour les municipalit\u00e9s et la fa\u00e7on dont ces couvertures peuvent apporter la tranquillit\u00e9 d'esprit aux organisations en cas de cyberincident.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5b059bf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5b059bf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4ca7870\" data-id=\"4ca7870\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ba5ecf5 elementor-widget elementor-widget-heading\" data-id=\"ba5ecf5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Types de cyberrisques que les municipalit\u00e9s peuvent faire face<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9c0c6de elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9c0c6de\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2d232cf\" data-id=\"2d232cf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-96d9a44 elementor-widget elementor-widget-text-editor\" data-id=\"96d9a44\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Partout au Canada, les municipalit\u00e9s sont des cibles attrayantes pour les cybercriminels. Ils fournissent des services essentiels \u00e0 leur population et disposent d'une infrastructure soutenue \u00e0 la fois par les contribuables et les gouvernements f\u00e9d\u00e9raux plus importants. Vous trouverez ci-dessous les types de cyberincidents dont les municipalit\u00e9s \u00e0 travers le Canada font face.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2e437c7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2e437c7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-add8860\" data-id=\"add8860\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-938e882 elementor-widget elementor-widget-heading\" data-id=\"938e882\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Attaques par ran\u00e7ongiciel <\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9dfcf7b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9dfcf7b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6d67915\" data-id=\"6d67915\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f16fa20 elementor-widget elementor-widget-text-editor\" data-id=\"f16fa20\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les ran\u00e7ongiciels sont l'un des types d'attaques les plus courants contre les municipalit\u00e9s. Lors de ran\u00e7ongiciel, les \u00ab pirates \u00bb infectent un syst\u00e8me informatique avec un logiciel malveillant qui bloque l'acc\u00e8s au syst\u00e8me, et exigent alors une somme d'argent significative en \u00e9change du r\u00e9tablissement de l'acc\u00e8s, retenant ainsi les informations contenues dans le syst\u00e8me contre une \u00ab ran\u00e7on \u00bb.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6ae0a67 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ae0a67\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6b5e316\" data-id=\"6b5e316\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7669da0 elementor-widget elementor-widget-image\" data-id=\"7669da0\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"256\" src=\"https:\/\/www.axxima.ca\/wp-content\/uploads\/2022\/12\/How-to-Justify-Your-Cybersecurity-Budget-1024x256.png\" class=\"attachment-large size-large wp-image-6066\" alt=\"Ransomware attacks\" srcset=\"https:\/\/www.axxima.ca\/wp-content\/uploads\/2022\/12\/How-to-Justify-Your-Cybersecurity-Budget-1024x256.png 1024w, https:\/\/www.axxima.ca\/wp-content\/uploads\/2022\/12\/How-to-Justify-Your-Cybersecurity-Budget-300x75.png 300w, https:\/\/www.axxima.ca\/wp-content\/uploads\/2022\/12\/How-to-Justify-Your-Cybersecurity-Budget-768x192.png 768w, https:\/\/www.axxima.ca\/wp-content\/uploads\/2022\/12\/How-to-Justify-Your-Cybersecurity-Budget-1536x384.png 1536w, https:\/\/www.axxima.ca\/wp-content\/uploads\/2022\/12\/How-to-Justify-Your-Cybersecurity-Budget-18x5.png 18w, https:\/\/www.axxima.ca\/wp-content\/uploads\/2022\/12\/How-to-Justify-Your-Cybersecurity-Budget.png 1900w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-72bf733\" data-id=\"72bf733\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5afddec elementor-widget elementor-widget-text-editor\" data-id=\"5afddec\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ce type d\u2019attaque et ses co\u00fbts ont augment\u00e9 depuis la pand\u00e9mie. De 2020 \u00e0 2021, le co\u00fbt moyen afin de revenir d\u2019un ran\u00e7ongiciel a plus que doubl\u00e9, passant de\u00a0<span style=\"text-decoration: underline;\"><a href=\"https:\/\/cyber.gc.ca\/sites\/default\/files\/cyber\/2021-12\/Cyber-ransomware-update-threat-bulletin_e.pdf\">970 722 $ \u00e0 2 300 000 $,<\/a><\/span>\u00a0ce qui p\u00e8se \u00e9norm\u00e9ment sur les budgets de cybers\u00e9curit\u00e9.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-16dacdc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"16dacdc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b0db6b8\" data-id=\"b0db6b8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-729bb7a elementor-widget elementor-widget-text-editor\" data-id=\"729bb7a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Par exemple, en avril 2019, la ville de Stratford, en Ontario, a pay\u00e9 une ran\u00e7on de <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.cbc.ca\/news\/canada\/kitchener-waterloo\/stratford-cyberattack-costs-75k-in-bitcoin-1.5290568\">75 000 $ en Bitcoin<\/a><\/span> apr\u00e8s qu'une cyberattaque ait d\u00e9sactiv\u00e9 son syst\u00e8me t\u00e9l\u00e9phonique, son syst\u00e8me de messagerie par courriels et une partie de son site Web. En 2022, la petite ville de St. Mary's, en Ontario, <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.theverge.com\/2022\/7\/22\/23274372\/st-marys-canada-lockbit-ransomware-cyber-incident\">a \u00e9t\u00e9 touch\u00e9e par une attaque du groupe de ran\u00e7ongiciel<\/a><\/span> \"LockBit\". Le personnel n\u2019avait plus acc\u00e8s \u00e0 ses syst\u00e8mes internes, et les donn\u00e9es ont \u00e9t\u00e9 vol\u00e9es et crypt\u00e9es. Une demande de ran\u00e7on a \u00e9t\u00e9 demand\u00e9e \u00e0 la ville. Le groupe LockBit est bien connu pour ses attaques de ran\u00e7ongiciels, ayant \u00e9galement pirat\u00e9 les syst\u00e8mes de la ville de Frederick, au Colorado, et exigeant une ran\u00e7on de 200 000 $.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-424c534 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"424c534\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c5e7556\" data-id=\"c5e7556\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-532bf7a elementor-widget elementor-widget-heading\" data-id=\"532bf7a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Hacktivisme ou cyberactivisme<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4daea63 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4daea63\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-097a51e\" data-id=\"097a51e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2a6bc8d elementor-widget elementor-widget-text-editor\" data-id=\"2a6bc8d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>L\u2019 \u00ab hacktivisme \u00bb ou le \u00ab cyberactivisme \u00bb fait r\u00e9f\u00e9rence \u00e0 l'utilisation de cyberattaques comme moyen de promouvoir une cause sociale ou politique. Par exemple, si un gouvernement adopte une loi controvers\u00e9e, les pirates peuvent protester via une cyberattaque.<\/p><p>Alors que beaucoup suppose que ses victimes sont principalement des gouvernements provinciaux et f\u00e9d\u00e9raux, les villes et les municipalit\u00e9s ont \u00e9galement \u00e9t\u00e9 victimes de ces types d'attaques. Les villes et municipalit\u00e9s offrent des services essentiels pour leur communaut\u00e9, allant de la d\u00e9livrance de permis de construction et de licences commerciales \u00e0 la collecte des taxes, en passant par la fourniture de services telle que l\u2019\u00e9limination des d\u00e9chets. Les \u00abactivistes\u00bb en ligne sont connus pour attaquer les municipalit\u00e9s en gelant les serveurs, en d\u00e9figurant les sites Web et en compromettant les donn\u00e9es.<\/p><p>Par exemple, en avril 2015, <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.baltimoresun.com\/news\/investigations\/bs-md-ci-cyber-riot-20150731-story.html\">des hacktivistes ont supprim\u00e9<\/a><\/span> le site Web principal de la ville am\u00e9ricaine de Baltimore. C'\u00e9tait \u00e0 un moment o\u00f9 il y avait beaucoup de protestations contre la mort d'un homme qui \u00e9tait alors en garde \u00e0 vue. Richard Forno, professeur de cybers\u00e9curit\u00e9 \u00e0 l'Universit\u00e9 du Maryland, avait d\u00e9clar\u00e9 \u00e0 l'\u00e9poque qu\u2019il devrait \u00eatre attendu que ce type d'attaques parall\u00e8les ou de cyberactivisme co\u00efncide avec des m\u00e9contentements sociaux.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-df73ba6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"df73ba6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c4d49fb\" data-id=\"c4d49fb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f11ec5d elementor-widget elementor-widget-heading\" data-id=\"f11ec5d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Comment l\u2019assurance cyberrisques peut-elle prot\u00e9ger les municipalit\u00e9s?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f6496bb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f6496bb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2cdd492\" data-id=\"2cdd492\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-789c600 elementor-widget elementor-widget-text-editor\" data-id=\"789c600\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tL\u2019assurance cyberrisque est une n\u00e9cessit\u00e9 pour toute municipalit\u00e9. Ceci est particuli\u00e8rement important en raison de la pr\u00e9valence des cyberattaques contre les \u00e9tablissements municipaux, qui n'ont souvent pas le budget de cybers\u00e9curit\u00e9 n\u00e9cessaire afin de se prot\u00e9ger avec une technologie de pointe. <br><br>\nL'objectif fondamental d'une <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.axxima.ca\/fr\/blog\/cyber-insurance-what-it-is-and-why-you-need-it\/\">police d\u2019assurance cyberrisques<\/a><\/span> est de prot\u00e9ger les municipalit\u00e9s en couvrant les co\u00fbts qu'elles engagent \u00e0 la suite de cyberattaques. Les atteintes aux r\u00e9seaux des municipalit\u00e9s peuvent non seulement entra\u00eener une perte d'argent, mais peuvent \u00e9galement engendrer un vol de donn\u00e9es. Cela peut \u00e0 son tour entra\u00eener des poursuites judiciaires co\u00fbteuses associ\u00e9es \u00e0 des failles de s\u00e9curit\u00e9, ainsi qu\u2019un risque de r\u00e9putation important.<br><br> Des <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.axxima.ca\/fr\/services\/\">conseillers en assurance sp\u00e9cialis\u00e9s<\/a><\/span> peuvent vous aider \u00e0 comprendre comment une police en assurance cyberrisques peut apporter une certaine tranquillit\u00e9 d'esprit en couvrant les co\u00fbts reli\u00e9s \u00e0 une cyberattaque.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ca76df4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ca76df4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a365f5d\" data-id=\"a365f5d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f620db3 elementor-widget elementor-widget-heading\" data-id=\"f620db3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Que couvre la cyberassurance ?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-483b352 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"483b352\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1f06e45\" data-id=\"1f06e45\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-53222c0 elementor-widget elementor-widget-text-editor\" data-id=\"53222c0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>L\u2019assurance cyberrisques couvre \u00e0 la fois les co\u00fbts juridiques et op\u00e9rationnels associ\u00e9s au redressement de l\u2019assur\u00e9 lors d\u2019un \u00e9v\u00e9nement reli\u00e9 \u00e0 la cybercriminalit\u00e9 et aux atteintes \u00e0 la cybers\u00e9curit\u00e9. Bien que chaque police ait une formulation et une port\u00e9e l\u00e9g\u00e8rement diff\u00e9rentes, elles couvrent g\u00e9n\u00e9ralement les co\u00fbts suivants.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6810a9e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6810a9e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-220e729\" data-id=\"220e729\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-743cb87 elementor-widget elementor-widget-heading\" data-id=\"743cb87\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Enqu\u00eate et plan d\u2019action suite \u00e0 un incident<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f266471 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f266471\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-57ea0ae\" data-id=\"57ea0ae\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4517917 elementor-widget elementor-widget-text-editor\" data-id=\"4517917\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Cela comprend les co\u00fbts reli\u00e9s \u00e0 une \u00e9quipe d'intervention afin de diagnostiquer et de coordonner un plan d\u2019action suite \u00e0 un cyberincident. Cela implique g\u00e9n\u00e9ralement un acc\u00e8s \u00e0 une ligne d\u2019assistance disponible 24 heures sur 24 et 7 jours sur 7 pour r\u00e9pondre \u00e0 la crise g\u00e9n\u00e9r\u00e9e par le cyberincident et cela peut \u00e9galement engendrer des co\u00fbts associ\u00e9s \u00e0 la r\u00e9cup\u00e9ration des donn\u00e9es, \u00e0 la notification des membres du public et \u00e0 la surveillance du cr\u00e9dit.<\/p><p>L\u2019assurance cyberrisques couvrira \u00e9galement g\u00e9n\u00e9ralement les co\u00fbts pour une demande de ran\u00e7on. Par exemple, de nombreux cybercriminels s'infiltreront dans un r\u00e9seau et ne fourniront une cl\u00e9 de d\u00e9chiffrement que moyennant le paiement d'une somme d'argent ou de crypto-monnaie.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6f655d5\" data-id=\"6f655d5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b28d6c4 elementor-widget elementor-widget-image\" data-id=\"b28d6c4\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"615\" height=\"348\" src=\"https:\/\/www.axxima.ca\/wp-content\/uploads\/2022\/12\/cybersecurity-1.jpg\" class=\"attachment-large size-large wp-image-6068\" alt=\"Privacy and Security Liability\" srcset=\"https:\/\/www.axxima.ca\/wp-content\/uploads\/2022\/12\/cybersecurity-1.jpg 615w, https:\/\/www.axxima.ca\/wp-content\/uploads\/2022\/12\/cybersecurity-1-300x170.jpg 300w, https:\/\/www.axxima.ca\/wp-content\/uploads\/2022\/12\/cybersecurity-1-18x10.jpg 18w\" sizes=\"(max-width: 615px) 100vw, 615px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-20638ba elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"20638ba\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f9ecbef\" data-id=\"f9ecbef\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a6e434f elementor-widget elementor-widget-heading\" data-id=\"a6e434f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Interruption et recouvrement du r\u00e9seau<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-746d04c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"746d04c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e099d65\" data-id=\"e099d65\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2efdef7 elementor-widget elementor-widget-text-editor\" data-id=\"2efdef7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Cela inclut les co\u00fbts engendr\u00e9s par le temps d\u2019interruption des sites web ainsi que les co\u00fbts de remise en activit\u00e9 d'un r\u00e9seau. Cela ne s'applique pas seulement dans les situations o\u00f9 un pirate informatique a infiltr\u00e9 un r\u00e9seau et d\u00e9truit un site; cela peut \u00e9galement s'appliquer en cas de d\u00e9faillance du syst\u00e8me, lorsqu'un mauvais correctif logiciel ou une erreur humaine a entra\u00een\u00e9 par inadvertance un arr\u00eat de l'ensemble du syst\u00e8me.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e2f34ef elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e2f34ef\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d604185\" data-id=\"d604185\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-47e674e elementor-widget elementor-widget-heading\" data-id=\"47e674e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">S\u00e9curit\u00e9 et protection de la vie priv\u00e9e<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0b54811 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0b54811\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d253561\" data-id=\"d253561\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1a818b8 elementor-widget elementor-widget-text-editor\" data-id=\"1a818b8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Une atteinte \u00e0 la s\u00e9curit\u00e9 peut amener une partie prenante ou un membre du public \u00e0 intenter une action en justice pour non-conservation de donn\u00e9es confidentielles. La poursuite peut all\u00e9guer la violation de la loi sur la vie priv\u00e9e. La police d\u2019assurance cyberrisques couvrira g\u00e9n\u00e9ralement :<\/p><ul><li>Les frais l\u00e9gaux et les frais de justice associ\u00e9s \u00e0 un proc\u00e8s ou \u00e0 un r\u00e8glement ; ainsi que<\/li><li>Les sanctions impos\u00e9es par les autorit\u00e9s suite \u00e0 la violation des lois sur la vie priv\u00e9e ou la confidentialit\u00e9.<\/li><\/ul><p>En 2020, des milliers de comptes en ligne du gouvernement canadien ont \u00e9t\u00e9 pirat\u00e9s. Les cibles \u00e9taient principalement des comptes de l'Agence du revenu du Canada et d'Emploi et D\u00e9veloppement social Canada. Les pirates ont vol\u00e9 les informations d'identification d'un syst\u00e8me, les ont utilis\u00e9es pour infiltrer un autre syst\u00e8me, et ont pu obtenir un acc\u00e8s non autoris\u00e9 \u00e0 des comptes afin d\u2019appliquer frauduleusement sur des prestations reli\u00e9es \u00e0 la COVID-19.<\/p><p>Cela a donn\u00e9 lieu \u00e0 <a href=\"https:\/\/www.lexology.com\/library\/detail.aspx?g=0d1770bb-4d0d-401b-ae31-93ce80065f25\"><span style=\"text-decoration: underline;\">un recours collectif en mati\u00e8re de protection de la vie priv\u00e9e<\/span><\/a> devant la Cour f\u00e9d\u00e9rale du Canada. En 2022, la Cour a certifi\u00e9 le recours collectif. Ce serait la premi\u00e8re fois qu'un recours collectif contre un gouvernement \u00e9tait certifi\u00e9 pour n\u00e9gligence dans la protection des informations financi\u00e8res et personnelles contre des pirates informatiques.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5ccb23d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5ccb23d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bdd9361\" data-id=\"bdd9361\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-379909a elementor-widget elementor-widget-heading\" data-id=\"379909a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Droit de propri\u00e9t\u00e9 intellectuelle<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-33c5f9b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"33c5f9b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e8b2884\" data-id=\"e8b2884\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2bcc93e elementor-widget elementor-widget-text-editor\" data-id=\"2bcc93e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>L\u2019assurance cyberrisques couvre \u00e9galement les co\u00fbts de toute atteinte \u00e0 la propri\u00e9t\u00e9 intellectuelle en cas de cyberincident. Par exemple, si la propri\u00e9t\u00e9 intellectuelle d'une organisation est vol\u00e9e \u00e0 la suite d'un cyberincident, l\u2019assurance cyberrisques peut aider \u00e0 payer les frais juridiques pour faire respecter les droits de propri\u00e9t\u00e9 intellectuelle.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f020e4c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f020e4c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9b8679c\" data-id=\"9b8679c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a8a7d58 elementor-widget elementor-widget-heading\" data-id=\"a8a7d58\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Responsabilit\u00e9 contractuelle<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-498fa33 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"498fa33\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e449670\" data-id=\"e449670\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d16284f elementor-widget elementor-widget-text-editor\" data-id=\"d16284f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Une cyberattaque peut emp\u00eacher une organisation de remplir ses obligations en vertu d'un contrat. Par exemple, une municipalit\u00e9 peut avoir conclu une entente avec une compagnie d'autobus et avoir certaines obligations en vertu d'un contrat \u00e9crit avec cette compagnie. Si un cyberincident emp\u00eache cette municipalit\u00e9 de remplir ses obligations contractuelles, une police d'assurance en cyberrisques peut \u00eatre en mesure de couvrir les frais juridiques qui en d\u00e9coulent.<\/p><p>Vous pouvez parler \u00e0 un expert en assurance <a href=\"https:\/\/www.axxima.ca\/fr\/\"><span style=\"text-decoration: underline;\">chez Axxima<\/span><\/a> pour comprendre quelles couverture en cyberassurance vous conviennent le mieux.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8447187 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8447187\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-519cc26\" data-id=\"519cc26\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9cff249 elementor-widget elementor-widget-heading\" data-id=\"9cff249\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Qu\u2019est-ce qui n\u2019est pas couvert pas l\u2019assurance cyberrisques?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4f98650 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4f98650\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8baff28\" data-id=\"8baff28\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c24e7a0 elementor-widget elementor-widget-text-editor\" data-id=\"c24e7a0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Bien que l\u2019assurance cyberrisques offre g\u00e9n\u00e9ralement une large couverture, il existe des exclusions importantes \u00e0 conna\u00eetre. Les polices d'assurance cyberrisques <strong>ne couvrent g\u00e9n\u00e9ralement pas <\/strong>les co\u00fbts suivants.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3d7ca73 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3d7ca73\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-633d748\" data-id=\"633d748\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0efe44a elementor-widget elementor-widget-heading\" data-id=\"0efe44a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Perte de profits futurs<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-74686b3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"74686b3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0d4eef9\" data-id=\"0d4eef9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-31f9c69 elementor-widget elementor-widget-text-editor\" data-id=\"31f9c69\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Si, \u00e0 la suite d'un incident reli\u00e9 \u00e0 la cybers\u00e9curit\u00e9, une organisation perd des b\u00e9n\u00e9fices futurs, ceux-ci ne seront pas couverts par la couverture d\u2019assurance cyberrisques. Un exemple peut \u00eatre qu'une grande entit\u00e9 commerciale perde des b\u00e9n\u00e9fices parce qu\u2019un cyberincident a gravement atteint sa r\u00e9putation, entra\u00eenant une perte de clients et de revenus potentiels futurs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-91fc941 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"91fc941\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5a7b83b\" data-id=\"5a7b83b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f76dae7 elementor-widget elementor-widget-heading\" data-id=\"f76dae7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Perte de valeur due au vol de propri\u00e9t\u00e9 intellectuelle<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b275774 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b275774\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a117edc\" data-id=\"a117edc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e547e1 elementor-widget elementor-widget-text-editor\" data-id=\"1e547e1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Si un pirate informatique vole votre propri\u00e9t\u00e9 intellectuelle et que cela entra\u00eene une perte importante de la valeur marchande de votre organisation, ces co\u00fbts ne seront pas couverts.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bea0d17 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bea0d17\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1a77e72\" data-id=\"1a77e72\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-317ef32 elementor-widget elementor-widget-heading\" data-id=\"317ef32\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Co\u00fbts d\u2019am\u00e9lioration<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0b9209a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0b9209a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-acff4fc\" data-id=\"acff4fc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9101206 elementor-widget elementor-widget-text-editor\" data-id=\"9101206\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Cela implique les co\u00fbts d'am\u00e9lioration des syst\u00e8mes technologiques internes \u00e0 la suite d'une cyberattaque. M\u00eame si une organisation veut essayer de faire ce qu'il faut en am\u00e9liorant son infrastructure de cybers\u00e9curit\u00e9 afin qu'une cyberattaque ne se reproduise plus, les co\u00fbts de ces mesures ne seront g\u00e9n\u00e9ralement pas couverts.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f1edf37 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f1edf37\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c90e470\" data-id=\"c90e470\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2b7e9c2 elementor-widget elementor-widget-heading\" data-id=\"2b7e9c2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Autres co\u00fbts<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1597c56 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1597c56\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-87286e9\" data-id=\"87286e9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9cd5121 elementor-widget elementor-widget-text-editor\" data-id=\"9cd5121\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tD'autres \u00e9v\u00e9nements ne seront pas couverts par une police d'assurance cyberrisques, y compris les dommages aux biens mat\u00e9riels ainsi que les actes de terrorisme ou de guerre. D'autres polices d\u2019assurance peuvent couvrir ces types d'\u00e9v\u00e9nements, vous devriez donc toujours demander \u00e0 un <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.axxima.ca\/fr\/\">courtier d\u2019assurance<\/a><\/span> exp\u00e9riment\u00e9 quels types de police vous conviennent le mieux.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c308548 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c308548\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a4d1665\" data-id=\"a4d1665\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-21b4d48 elementor-widget elementor-widget-heading\" data-id=\"21b4d48\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Quel est le co\u00fbt d\u2019une assurance cyberrisques?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-88e0104 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"88e0104\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f1b822e\" data-id=\"f1b822e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-564f705 elementor-widget elementor-widget-text-editor\" data-id=\"564f705\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tLe co\u00fbt d'une police d'assurance cyberrisques d\u00e9pendra des couvertures d\u2019assurance et des circonstances particuli\u00e8res de l'organisation. Vous devriez toujours parler \u00e0 un <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.axxima.ca\/fr\/services\/\">sp\u00e9cialiste agr\u00e9\u00e9 en assurance<\/a><\/span> pour vous assurer d'avoir les bonnes couvertures pour votre organisation.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-94ed5c0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"94ed5c0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bfe2bc4\" data-id=\"bfe2bc4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d19c01f elementor-widget elementor-widget-heading\" data-id=\"d19c01f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">L\u2019assurance municipale g\u00e9n\u00e9rale couvre-t-elle le cyberrisque?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0ece254 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0ece254\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8e9ecf8\" data-id=\"8e9ecf8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3b434b7 elementor-widget elementor-widget-text-editor\" data-id=\"3b434b7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>L'assurance municipale g\u00e9n\u00e9rale offre une couverture aux municipalit\u00e9s contre la responsabilit\u00e9 d\u00e9coulant des blessures et des dommages r\u00e9sultant des services, des op\u00e9rations et des produits g\u00e9n\u00e9r\u00e9s. L\u2019assurance cyberrisque est g\u00e9n\u00e9ralement exclue de la couverture.<\/p><p>Il est \u00e9galement important de comprendre que l'assurance erreur et omission technologique et l\u2019assurance cyberrisque ne sont pas la m\u00eame chose. Les polices d\u2019assurance erreur et omission technologique sont sp\u00e9cialement con\u00e7ues pour les entreprises technologiques au cas o\u00f9 elles auraient commis des erreurs ayant un impact sur leurs clients. Il s'agit essentiellement d'une forme d'assurance responsabilit\u00e9 professionnelle pour les entreprises technologiques. L\u2019assurance cyberrisque, quant \u00e0 elle, prot\u00e8ge un plus large \u00e9ventail d'organisations contre les impacts des cyberincidents, qui peuvent inclure le non-respect de toute obligation en vertu de ses contrats.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c747061 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c747061\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5b97fdf\" data-id=\"5b97fdf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9bc6560 elementor-widget elementor-widget-heading\" data-id=\"9bc6560\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Avez-vous vraiment besoin d\u2019assurance cyberrisque?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a1d960a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a1d960a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e86c2ba\" data-id=\"e86c2ba\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0039549 elementor-widget elementor-widget-text-editor\" data-id=\"0039549\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>L'assurance devrait constituer un \u00e9l\u00e9ment cl\u00e9 de toute politique de cybers\u00e9curit\u00e9. Les municipalit\u00e9s devraient revoir leurs politiques et leurs cyberbesoins, car elles sont une cible de choix pour les cybercriminels. Les municipalit\u00e9s sont confront\u00e9s \u00e0 divers risques de leur infrastructure r\u00e9seautique, notamment la pr\u00e9valence croissante des ran\u00e7ongiciels ainsi que l\u2019 \u00abhacktivisme\u00bb qui survient lors de m\u00e9contentements sociaux.<\/p><p>Si vous vous demandez si une police d'assurance cyberrisque est la bonne police pour vous, veuillez contacter notre \u00e9quipe d'experts <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.axxima.ca\/fr\/services\/\">en actuariat et en courtage d\u2019assurance,<\/a><\/span> ici, chez Axxima. Notre \u00e9quipe poss\u00e8de une expertise sp\u00e9cialis\u00e9e dans tout ce qui concerne l\u2019assurance cyberrisque et se fera un plaisir de vous conseiller sur le type d'assurance n\u00e9cessaire pour prot\u00e9ger votre organisation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9273f71 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9273f71\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-07de6d6\" data-id=\"07de6d6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-310b8b4 elementor-widget elementor-widget-spacer\" data-id=\"310b8b4\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Back Cyber Insurance for Municipalities: What You Need to Know While cyber insurance policies have been in the market for a long time, it is only recently that organizations are seeing them as a necessity. In Canada, cyberattacks across the country increased by 50% in 2021. Private companies are not the only targets. Increasingly, municipalities [&hellip;]<\/p>","protected":false},"author":1,"featured_media":6065,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6073","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/www.axxima.ca\/wp-content\/uploads\/2022\/12\/Picture1.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.axxima.ca\/fr\/wp-json\/wp\/v2\/posts\/6073","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.axxima.ca\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.axxima.ca\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.axxima.ca\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.axxima.ca\/fr\/wp-json\/wp\/v2\/comments?post=6073"}],"version-history":[{"count":0,"href":"https:\/\/www.axxima.ca\/fr\/wp-json\/wp\/v2\/posts\/6073\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.axxima.ca\/fr\/wp-json\/wp\/v2\/media\/6065"}],"wp:attachment":[{"href":"https:\/\/www.axxima.ca\/fr\/wp-json\/wp\/v2\/media?parent=6073"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.axxima.ca\/fr\/wp-json\/wp\/v2\/categories?post=6073"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.axxima.ca\/fr\/wp-json\/wp\/v2\/tags?post=6073"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}